Don't Let Cost Stop Your Comfort
Beyond HVAC offers flexible financing plans through Financeit, Canada's trusted home improvement lender. Get the system you need today, with payment options that fit your budget.
Choose the Plan That Works for You
All plans are available on furnace, AC, heat pump, boiler, water heater, and heated floor installations.
0% Interest Financing
Equal Monthly Payments
Pay nothing extra. Split the cost into equal monthly payments with zero interest.
- 0% interest for the full term
- Equal monthly payments
- Terms from 12 to 60 months
- No prepayment penalties
- Approved in minutes
6-Month Deferred
No Payments for 6 Months
Get your new system installed today and don't pay a cent for 6 full months.
- No payments for 6 months
- No interest during deferral
- Flexible repayment after deferral
- Available on installations
- Quick online application
Monthly Payment Plans
Spread the Cost Over Time
Choose a payment schedule that fits your monthly budget. No surprises, no hidden fees.
- Flexible term lengths
- Low monthly payments
- Fixed rate, no surprises
- Available on all services
- Instant credit decision
Financing You Can Actually Trust
Instant Approval
Most applications are approved in minutes online. No waiting, no paperwork delays.
TSSA-Licensed Work
All installations are performed by TSSA-licensed technicians, covered by manufacturer warranties.
No Hidden Fees
The price we quote is the price you pay. Financing terms are transparent from day one.
Trusted by GTA Homeowners
Hundreds of GTA families have used our financing to upgrade their home comfort systems.
How It Works
Call or Request a Quote
Contact us by phone or online. We'll assess your needs and recommend the right system.
Choose Your Plan
Pick the financing option that fits your budget: 0% interest, deferred, or monthly payments.
Quick Approval
Apply online in minutes. Most customers receive an instant decision from Financeit.
Installation Day
Our TSSA-licensed technicians install your new system, often the very next day.
Common Questions
What credit score do I need to qualify?
Our financing partner Financeit works with a wide range of credit profiles. Many customers with fair credit still qualify. The application is free and won't affect your credit score until you accept an offer.
How quickly can I get approved?
Most applications receive a decision within minutes. Once approved, we can schedule your installation as soon as the next business day.
Is there a minimum purchase amount?
Financing is available on most HVAC installations and replacements. Contact us to confirm eligibility for your specific project.
Can I pay off my loan early?
Yes, there are no prepayment penalties on any of our financing plans. You can pay off your balance at any time without extra charges.
What equipment qualifies for financing?
Furnaces, air conditioners, heat pumps, boilers, water heaters, heated floors, and ductless mini-splits all qualify. Both new installations and replacements are eligible.
Who provides the financing?
We partner with Financeit, one of Canada's leading consumer financing platforms, trusted by thousands of home service companies across the country.
Ready to Get Started?
Call us today for a free estimate and we'll walk you through the financing options available for your project.